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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) judgment.
B) standard exception.
C) federal lien.
D) covenant.

2. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The addresses of grantees must be provided on a special form appended to the document.
B) The stamp of the notary must be clear and legible and nothing may be written over it.
C) The executed title insurance policy must be sent to the state insurance department.
D) The signatures on the document must be acknowledged.

3. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) increase the premium.
C) describe the covered losses.
D) modify the policy.

4. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

5. The commissioner may refuse to issue a license if the applicant

A) is not a resident of Pennsylvania.
B) has allowed an insurance license to lapse.
C) is 20-years of age.
D) provided incorrect information on licensing application.

Solutions: