CII IF1 actual dump : Insurance Legal and Regulatory (IF1) Exam

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CII IF1 Exam Syllabus Topics:

CII Insurance Legal and Regulatory (IF1) Sample Questions:

1. Julie has cancelled her trip to tlaly as she has broken her leg. Which type of insurance policy is specifically designed to compensate Julie for any cancellation charges she has incurred?

A) A money insurance policy.
B) A travel insurance policy.
C) An income protection insurance policy.
D) A personal accident and sickness insurance policy.

2. When Susan applied for a new household contents insurance policy, she was obliged to disclose her extensive claims history. Such details are normally known as

A) contractual terms.
B) warranties.
C) material circumstances.
D) indemnity.

3. An intermediary needs to place a large properly risk, however the insurance company can only write 25% of the risk. What type of insurance arrangement would the intermediary require to complete the risk?

A) Self-insurance.
B) Reinsurance.
C) Dual insurance.
D) Coinsurance.

4. In order for a contract to be legally enforceable, what further action is required after offer and acceptance?

A) Provision of written terms and conditions.
B) Exchange of consideration between the two parties.
C) Delivery of goods or services concerned.
D) Witnessing by a third party.

5. Reinsurance is usually purchased by the

A) insured.
B) intermediary.
C) regulator.
D) insurer.

Solutions: